Reduce your rate

Category: Saving tips

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Can Christmas debt affect home loan approval?

Broker Kit 17/12/2025 No Comments

Worried Christmas spending could affect your home loan approval? Learn how festive debt, credit cards and BNPL can impact borrowing power and how to stay mortgage ready.

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Consolidating Debts Using Equity

Broker Kit 12/08/2024 No Comments

If you have a home loan, consolidating your debts using equity could be a smart solution to simplify your finances and save money.

Understanding Lifestyle Creep: How to Maintain Financial Health as Your Income Grows

Broker Kit 23/07/2024 No Comments

While it’s natural to enjoy the rewards of your hard work, unchecked lifestyle creep can prevent you from achieving financial security.

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Borrowers pushing for better mortgage deals can save $2000 a year

Broker Kit 07/04/2024 No Comments

We've discovered a powerful strategy to save on your mortgage. This is easy to do and has saved some borrowers upwards of $2000 a year.

woman wears black tank top. Celebrating credit score, financial health

Aussie Credit Scores Rise Amidst Economic Turbulence

Broker Kit 21/12/2023 No Comments

Australians have managed to improve their overall credit health this year. The national average credit score saw a rise to 855 in 2023.

How much can I save on tax by investing in property?

Broker Kit 02/10/2023 No Comments

It’s a controversial topic – especially during a housing shortage crisis – but this tax trick could save you a lot of money.

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Pros and cons of building a granny flat on your investment property

Broker Kit 28/08/2023 No Comments

With higher interest rates impacting investors, many buyers are looking at creative ways to boost their rental income.

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